Loans made Simple
& Fast

Personal loans, salary advances, and business funding tailored for Zambians. Get approved in minutes, not days.

Licensed & Regulated
5,000+ Happy Clients
Loan Calculator
Up to K200,000

Calculate Your Loan

See exactly what you'll pay – no surprises.

K1,000 K20,000 K200,000
1 month 6 months 24 months

Monthly Payment

K3,466.67

Total Interest

K800.00

Total Repayment

K20,800.00

Products Designed for You

Whether it’s a small boost or a big business move, we have the right solution.

Salary Advance

Quick cash before payday. No collateral, instant disbursement.

  • ✓ Up to K5,000
  • ✓ 30-day term
  • ✓ Same day payout
Learn more

Personal Loan

Larger amounts, flexible repayment up to 12 months.

  • ✓ Up to K50,000
  • ✓ Competitive rates
  • ✓ No early repayment fees
Learn more

Business Loan

Fuel your SME growth. Tailored financing + advisory.

  • ✓ Up to K200,000
  • ✓ Flexible terms
  • ✓ Business mentorship
Learn more

How It Works

Three simple steps to get your funds.

1

Apply Online

Fill a simple form in under 5 minutes.

2

Instant Decision

Our system reviews and approves in minutes.

3

Receive Money

Cash sent to your mobile money or bank.

What Our Clients Say

Real stories from real Zambians.

★★★★☆

“I got a salary advance within an hour. The process was smooth and the team very helpful.”

– Mwila K.
★★★★★

“Intent Lending helped me expand my shop. The business loan terms were clear and fair.”

– Chileshe B.
★★★★★

“No hidden charges. I knew exactly what I would pay from day one. Highly recommended!”

– Thandiwe M.

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Happy Clients

0

Loans Disbursed

24/7

Support

98%

Approval Rate

Ready to get started?

Join thousands of Zambians who trust Intent Lending.

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