Our Story & Values

We’re on a mission to make borrowing simple, transparent, and empowering for every Zambian.

How Intent Lending Started

Founded in 2020, Intent Lending was born from a simple observation: hardworking Zambians often struggled to access fair, fast loans from traditional banks. We saw friends, family, and small business owners trapped by paperwork, hidden fees, and weeks of waiting.

We set out to change that. By combining smart technology with a genuinely human touch, we built a platform that approves loans in minutes, not days – and never surprises you with hidden costs. Today, we've helped over 5,000 clients achieve their goals, from emergency cash to dream weddings and thriving businesses.

We are fully registered and regulated by the Bank of Zambia, and we adhere to the highest ethical lending standards.

IntentLending

Empowering Your Financial Journey

Our Core Values

What drives every decision we make.

Transparency

No hidden fees, no fine print. We show you exactly what you’ll repay before you sign.

Speed

Our technology delivers decisions in minutes, not days. Money when you need it most.

People First

We treat every client like family. Real support, real empathy, real solutions.

Meet the Team

The passionate people behind Intent Lending.

John Banda

CEO & Co‑Founder

Mwila Chileshe

Head of Operations

Thandiwe Mwansa

Customer Success Manager

Peter Zulu

Lead Developer

0

Happy Clients

0

Loans Disbursed

24/7

Support

98%

Approval Rate

Ready to experience the Intent difference?

Join thousands of Zambians who trust us with their financial goals.

IL

Intent Lending

Online

IL
Hi! I'm the Intent Lending assistant. Ask me anything, or click “Talk to staff” for a real person.